Posted on Apr 19, 2021.
Lenders play a vital role in the closing process, and this past year mortgage companies and banks have been on the front lines of a changing industry. What challenges have lenders faced due to COVID, and how do they believe recent changes will affect the industry's future?
Kevin Lantzy of M&T Bank describes how the lending industry responded to COVID.
“As an industry, lending had to pivot, but suffered no loss of time or service," he said. "Inventory of homes is a challenge. We did a record number of pre-approvals for loans compared to prior years."
Other lenders note that overall they and th...
Posted in General on Apr 12, 2021.
We understand that no two clients are the same and no two closings are the same. That is why we place a high value on training our staff to understand what makes closing day a success! The following tips will help facilitate a smooth transaction on closing day!
Review your contract to make sure your names are spelled correctly and the names match the loan application.
Understand the loan estimate from your lender, broker, and real estate agent.
Prepare for availability of good funds prior to closing. Funds should be payable to Epic Settlement Services, Inc. and in the form of a certifie...
Posted in Meet the Team on Apr 12, 2021.
Franklin J. Fyalkowski, Esq., also known as Frank, is a retired lawyer and title professional who helps train Epic Settlement employees to become Licensed Title Agents.
“I thoroughly enjoy retirement, and there’s not a lot of people who could get me to come back to work,” he explained, “but Lisa Peters Brown (owner of Epic Settlement) is the one person I couldn’t turn down.""
Frank’s history with Epic Settlement goes back a long time. When he was working for a national title company, it was his job to recruit agents. He would visit their offices, answer questions, and keep them up to speed wi...
Posted in General on Apr 05, 2021.
We know it’s hard to believe since Epic Settlement doesn’t look a day over 25, but the business celebrated 27 years yesterday!
When Epic Settlement's owner Lisa Peters Brown graduated from college, she began her career with a law firm as a legal assistant. With plans to leave that job and attend law school, starting her own business wasn’t something she’d considered.
“After college I worked for Farber Glantz and Johnson Law Firm,” said Lisa. “When I gave them notice I was leaving they offered me an opportunity to partner with them in a title agency.”
This was the first agency of its k...
Posted in In the Community on Apr 05, 2021.
The Clearwater Conservancy is holding the 25th Annual Watershed Cleanup Day on Saturday, April 24th from 8:00 a.m. - 12 Noon. Since 1997, volunteers have prevented more than 6 million pounds of trash from entering our local waterways. The Conservancy is looking for volunteers to help make a difference again this year. Sign up today!